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Financial wellbeing, made personal!

Powered by Interac e-Transfer®, Emoot lets you send money as a gift, save toward a goal, or request payments in one simple place.

Your Emoot tools

Three simple ways to use Emoot

Turn Everyday Money Into Something More

Emoot Gifting

Turn an Interac e-Transfer® into a moment they actually feel.

Gift cash

Emoot Paying

Split, share, settle. Create your Pay-link and get paid safely through Interac e-Transfer®

Get paid

Emoot Saving

Big goals don't have to be solo. Name it, share it, and let others help through Interac e-Transfer®.

Start saving
How it Works

Up and running in
a few minutes

  1. Step 1: Go to App

    Hit the Go to App button at the top of the page and sign up today. Free to join, no fuss. All you need is a Canadian bank account.

  2. Step 2: Create your account

    Add your name and email and accept the terms of use. Simple and straightforward.

  3. Step 3: Pick a Emoot

    Sending a gift? Saving for something? Need to get paid? Pick the one that fits right now.

  4. Step 4: Go Emoot

    You're in. Send your first Emoot, set your first goal, or create your first Pay-Link.

Testimonials

What Emooters are saying 💛

Makes sending money feel way more personal than a plain e-transfer. Clean, mobile-friendly, easy to add a video note.

I’d mainly use Emoot for splitting bills or getting paid back by friends. Being able to just send a payment link would make it quicker than asking everyone to send an e-transfer.

The [Web]app is user friendly and easy to use

Emoot vs. the old way

The old way of moving money wasn’t built for how people actually live today

The old way

  • Money feels transactional, not personal.
  • Gifting loses meaning once it’s sent.
  • Getting paid often comes with awkward follow-ups.
  • Saving is done alone, without support or momentum.
  • Money and emotion are treated as separate things.

Emoot’s way

  • Money can carry meaning, not just value.
  • Gifting becomes a real emotional moment.
  • Getting paid happens without awkward and lengthy back and forth.
  • Saving becomes shared, supported, and intentional.
  • Money moves in a more human, connected way.
The Emooters

Different people, different money moments, same Emoot!

There are many reasons to send an Emoot, which one are you?

Students

Saving for a trip, splitting costs, sending a gift to a friend across the country, or selling your gear online. Fast, personal, secure, and works the way you already e-transfer.

Find out

OrganizationsOrgs

Schools, nonprofits, community groups, and student clubs. Collect funds and move money together without the spreadsheets, cash envelopes, or awkward follow-ups. All your transactions in one place.

Learn more

Small business owner

Freelancers, solopreneurs, market vendors, and side hustlers. Get paid through Interac e-Transfer® with your own branded checkout page. No costly payment platforms or credit card fees.

Check it out

Every moment is a reason to Emoot

Birthdays
Graduation
First Apartment
Rough Week
Just Because
Travel Fund
Wedding
Passed Exams
Frequently Asked Questions
Is Emoot safe to use?

Yes, with Emoot your data and money transfers are secure. Money never travels via email; Emoot only uses email for notifications. Funds only move through established, secure banking networks. Emoot's platform is powered by Interac e-Transfer: With Interac, no banking information is shared. When using e-Transfers through Emoot, your sensitive banking information including log-in details and account numbers remain hidden.

What does it cost to use Emoot?

Please refer to our Pricing page.

Does Emoot have a mobile app version?

No, Emoot is a Web Application that works on any device, browser, or operating system. No download needed! Save us on your smartphone homescreen to add us as a shortcut for quick return to app.emoot.io.

What payment methods can I use to send an Emoot Gift or Payment?

You can use either Interac Request Money or Visa Direct Debit card to send funds through Emoot.

Does my gift recipient need to pay any fees?

No, it is always free to receive an Emoot gift.

More FAQs

Every moment is a reason to Emoot

Every money moment feels different. Emoot makes them all easier and more meaningful.

Go to App

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